Privacy Policy for Efficient Capital Ltd and its Products

Last updated: 28 July 2026

This Privacy Policy explains how Efficient Capital Ltd ("Efficient Capital", "we", "us", or "our") collects, uses, shares, and safeguards personal data when you interact with our websites, platforms, products, and services (collectively, the "Services"). It also describes your rights and how you can exercise them.

Controller: Efficient Capital Ltd, 8 Kufang Miango Road, Plateau, Nigeria. Email: support@efficient.com.ng. Phone: +2348107996660.

Scope

This policy applies to all personal data we process in connection with our corporate website, investor relations, deal sourcing, product platforms and portals, events, newsletters, customer support, and any other interactions with Efficient Capital and its products, unless a product provides a separate privacy notice that supersedes this one.

Personal data we collect

Data you provide: contact details (name, email, phone, address), company and role, account credentials, communications and enquiries, preferences, documents you upload (e.g., pitch decks, CVs), and billing information where applicable.

Data we collect automatically: device and log information, browser type, IP address, identifiers, pages viewed, referring URLs, approximate location, and cookie or similar tracking data for analytics and security.

Data from third parties: KYC/AML providers, public records, partners, social media, and service providers we use for onboarding, compliance, and marketing (where permitted by law).

How we use personal data

We use data to: provide and operate our Services; process enquiries and applications; conduct due diligence, compliance, and risk assessments; personalize content; communicate with you (including newsletters and event invites); improve and secure our Services; comply with legal obligations; protect our rights; and for other purposes with your consent.

Legal bases

Where applicable, we rely on one or more of the following legal bases: performance of a contract or steps at your request; legitimate interests (e.g., running and protecting our business, engaging with prospects and investors, preventing fraud), balanced against your rights; compliance with legal obligations (including KYC/AML and regulatory requirements); and consent, which you can withdraw at any time.

We align our practices with relevant data protection laws, including Nigeria's data protection framework and, where applicable, the EU/UK GDPR for individuals in those jurisdictions.

Cookies and similar technologies

We use cookies and similar technologies for essential site functions, analytics, performance, and security. You can control cookies through your browser settings. Some features may not function properly without certain cookies. Where required, we will request your consent for non-essential cookies on our product platforms and sites.

Sharing of personal data

We may share data with: service providers and processors who perform services on our behalf (e.g., hosting, analytics, communications, payment, KYC/AML screening); professional advisors; counterparties in transactions (as part of due diligence, under confidentiality); regulators and authorities where required; and with your direction or consent. We require appropriate safeguards and contracts with our processors.

International transfers

Your data may be transferred to and processed in countries outside your country of residence. Where we transfer personal data internationally, we use appropriate safeguards, such as contractual clauses and risk assessments, and ensure recipients provide an adequate level of protection consistent with applicable law.

Data retention

We retain personal data for as long as necessary to fulfill the purposes described in this policy, including meeting legal, regulatory, tax, accounting, or reporting requirements, resolving disputes, and enforcing agreements. When no longer needed, we securely delete or anonymize data in line with our retention schedules.

Security

We implement technical and organizational measures designed to protect personal data against unauthorized access, loss, misuse, alteration, or disclosure. No system is fully secure; if you believe your account or interaction with us is no longer secure, please contact us immediately at support@efficient.com.ng.

Your rights and choices

Depending on your location, you may have rights to access, correct, delete, restrict, or object to processing of your personal data, and to portability and withdrawal of consent. You may also have the right to lodge a complaint with a supervisory authority. To exercise your rights, contact us at support@efficient.com.ng. We may need to verify your identity before responding.

Children's privacy

Our Services are not directed to children, and we do not knowingly collect personal data from individuals under the age required by applicable law. If we learn we have collected such data, we will take appropriate steps to delete it.

Updates to this policy

We may update this Privacy Policy from time to time. We will post the updated version with a new "Last updated" date and, where appropriate, notify you through our Services or by email. Continued use of the Services after an update constitutes acceptance of the changes.

Contact us

If you have questions about this policy or how we process personal data, please contact:
Efficient Capital Ltd
8 Kufang Miango Road, Plateau, Nigeria
Email: support@efficient.com.ng
Phone: +2348107996660